Bonus!

ComradeBadger

ComradeBadger

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Yay, just got my overdraft extended by ?500 :D

Joy Joy Joy!

:)

Going out tonight tbh :D
 
Donate it to charity, you selfish sexy beast.
 
What is he goign to donate? He just has a higher limit to go over on :p

*EDIT* Or am I completely wrong?
 
tbh I have no idea, I figured he just got a 500 dollar bonus.
 
No, he got a 500 (POUND) extension to his credit limit so he can spend even more money he doesn't have :P
 
Vegeta897 said:
tbh I have no idea, I figured he just got a 500 dollar bonus.
Click to expand...

After rereading the thread, that's what I thought. Over here in the states, Overdraft is a system used at a bank. They give you $XXX amount of dollars extra, so in case you write a check, and it dips your account into the negative, the bank will pay that money still, but charge you a fee. As long as you stay within that limit, you can charge as much as you want.
 
It's interest free, it's basically ?500 added to my overdraft of 1500 :)

It isn't my money no, but hey :) I'm spending it!
 
Banks are always happy to do that. Just like they're happy to hand out loans.
 
ComradeBadger said:
It's interest free, it's basically ?500 added to my overdraft of 1500 :)

It isn't my money no, but hey :) I'm spending it!
Click to expand...

All in all, you made no extra sense from your first post. Ennui had to clear it up :P
 
Harry, seriously, how do you intend to ever pay back that much? You're not going to fake your death, are you?

Also,

SLAAAAAG :P

-Angry Lawyer
 
I put my student loan into a capital gains venture in a shopping centre.

I brewed my own beer in the basement... :x
 
Whoo. I get 30 quid a week for going to school. That's how I afford to go out every Friday. It's cause I'm beautiful.

Yay!
 
well i make my own money.. at a job
 
Me too.


I enjoy it. I'd just like to be the head honcho, that's all.
 
ComradeBadger said:
With ease, 2 grand is not that much money..




I'll never ever get an interest-free loan again in my life. I intend to abuse it.
Click to expand...

Oh dear, either you have some rich reletives, or the world may come as a nasty shock to you. I know you'll scoff at me (My sister, the student, does) but I would advise being careful
 
Woo! Im $65,000 in debt! WooooooHooooooo!
 
Link said:
Oh dear, either you have some rich reletives, or the world may come as a nasty shock to you. I know you'll scoff at me (My sister, the student, does) but I would advise being careful
Click to expand...
I can quite happily afford to pay it back when it becomes a problem.
 
Krynn72 said:
Woo! Im $65,000 in debt! WooooooHooooooo!
Click to expand...

med student?

ComradeBadger said:
I can quite happily afford to pay it back when it becomes a problem.
Click to expand...

Famous last words :p but in all seriousness, a lot of former students have advised me against the huger student loans available - for one, it's far harder to get a mortgage while still owing, interest free or not, so unless you have an above-average salary waiting for you as soon as you get out of uni...

Meh, I've no doubt you've been to your share of financial seminars/advisors etc., probably preaching to the choir
 
jondy said:
Famous last words :p but in all seriousness, a lot of former students have advised me against the huger student loans available - for one, it's far harder to get a mortgage while still owing, interest free or not, so unless you have an above-average salary waiting for you as soon as you get out of uni...

Meh, I've no doubt you've been to your share of financial seminars/advisors etc., probably preaching to the choir
Click to expand...

Well for me it's not really an option, I don't get money from my parents at all, and my loan covers my accomadation and a teeny bit more (?300) so I have to live on the overdraft.
I inherit at 21, and I get about 8 grand to pay off my debts (and a bit more too iirc) so, I'm ok :)
 
CB, you inherit at 21? What, you're gonna kill your grandma then or what?
 
Reginald said:
Whoo. I get 30 quid a week for going to school. That's how I afford to go out every Friday. It's cause I'm beautiful.

Yay!
Click to expand...
Hehe I get EMA too. But my teachers are nazi's so they still make me not get it even if I'm on study leave.
****ers.
 
I wish I could inherit. ;( Why can't my rich family members die..but no, if my parents die, I get debt. >_<
 
I agree whole heartedly with badger, interest free overdrafts are most definitely there to abuse, i most definitely did in my time, he would be doing himself a great dis-service not to. Go nuts !!

:D
 
3ssence said:
I agree whole heartedly with badger, interest free overdrafts are most definitely there to abuse, i most definitely did in my time, he would be doing himself a great dis-service not to. Go nuts !!

:D
Click to expand...

True. You only get one life, so live it......even if it is with someone elses money!!

btw i work full time too, so the only debts i have are a mortgage, a bit on a credit card and <?1,000 left of my student loans to pay off.
 
Got a 500 quid overdraft, managed to stay in the black so far

But i do have a job, live at home (pay mum some rent) and have my loan in an ISA.

I intend to be debt free when i finish :D
 
I got my first mail about my debt this week. Already $3300 for half a year. I'm not too happy about being in debt when I get out of school.

Let's hope I get a good job!
 
Evo said:
Got a 500 quid overdraft, managed to stay in the black so far

But i do have a job, live at home (pay mum some rent) and have my loan in an ISA.

I intend to be debt free when i finish :D
Click to expand...
See, personally I could never do that. I'd hate to stay living at home during uni, halls is such a massive life experience, it really is.
 
jondy said:
Famous last words :p but in all seriousness, a lot of former students have advised me against the huger student loans available - for one, it's far harder to get a mortgage while still owing, interest free or not, so unless you have an above-average salary waiting for you as soon as you get out of uni...
Click to expand...

Actually I have a mortgage, and when I went to the mortgage advisor they asked if I had any loans, I said "I only have a student loan" and they effectively told me that it didn't count.

Obviously, you have to pay back a student loan once you're earning over a certain amount, but since the rate of interest in a bank's savings is higher than that of a student loan, so if you're not going spend a student loan, you might as well max out your student loan, and earn interest off it.
 
ComradeBadger said:
See, personally I could never do that. I'd hate to stay living at home during uni, halls is such a massive life experience, it really is.
Click to expand...

Aye but is a serious waste of money for me..we always have this lil debate on this issue eh Badge :p

<3
 
I've got $8k in the bank now and another $5k in an education savings plan. If I can save up 5k working this summer I may have to work at all next year.
 
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